{"id":369,"date":"2022-06-08T12:50:46","date_gmt":"2022-06-08T19:50:46","guid":{"rendered":"https:\/\/blog.surrogacyplace.com\/?p=369"},"modified":"2023-09-26T13:13:55","modified_gmt":"2023-09-26T20:13:55","slug":"how-much-does-surrogacy-cost","status":"publish","type":"post","link":"https:\/\/surrogacyplace.com\/blog\/how-much-does-surrogacy-cost\/","title":{"rendered":"How Much Does Surrogacy Cost?"},"content":{"rendered":"\r\n<div>\r\n<div>\r\n<p><span style=\"font-weight: 400;\">When prospective parents, often called \u201cIntended Parents\u201d or \u201cIPs\u201d, begin researching surrogacy cost, it can be a daunting and confusing process especially when it comes to understanding all the potential expenses involved with assisted reproduction.\u00a0<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">The following guide is a broad overview of some of the <a href=\"https:\/\/surrogacyplace.com\/blog\/surrogacy-process\/\">surrogacy costs<\/a> that can be expected. With the exception of agency fees which are not paid when matches are done directly (e.g. through <a href=\"https:\/\/surrogacyplace.com\">Surrogacyplace.com<\/a> which is a <a href=\"https:\/\/surrogacyplace.com\/blog\/surrogacy-agency-alternatives\/\">self-matching<\/a> site not an agency), most costs related to surrogacy are hard costs and are not optional.\u00a0<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">It\u2019s also worth mentioning that Independent journeys done without agencies can also be faster in terms of matching\/availability of potential surrogates. People with means may find the concierge level of service an agency provides helpful, but it is also very possible, and in many cases preferred, to undergo a fully <a href=\"https:\/\/surrogacyplace.com\/blog\/independent-surrogacy-journey\/\">independent journey<\/a>. Many surrogates <a href=\"https:\/\/surrogacyplace.com\/blog\/independent-journeys\/\">prefer independent journeys<\/a> as well, especially experienced well-qualified surrogates who know what they\u2019re looking for and what <a href=\"https:\/\/surrogacyplace.com\/blog\/surrogacy-eligibility-criteria\/\">requirements<\/a> they want on their end. Many surrogates would rather the Intended Parents\u2019 surrogacy budget go towards them and not siphoned off by expensive agency fees.<\/span><\/p>\r\n<br \/>\r\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_66_1 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/surrogacyplace.com\/blog\/how-much-does-surrogacy-cost\/#Heres_a_rundown_of_some_surrogacy_costs_Intended_Parents_can_expect_to_encounter\" title=\"Here\u2019s a rundown of some surrogacy costs Intended Parents can expect to encounter:\">Here\u2019s a rundown of some surrogacy costs Intended Parents can expect to encounter:<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/surrogacyplace.com\/blog\/how-much-does-surrogacy-cost\/#1_Legal_Costs\" title=\"1. Legal Costs.\">1. Legal Costs.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/surrogacyplace.com\/blog\/how-much-does-surrogacy-cost\/#2_Surrogacy_Expenses_and_Compensation\" title=\"2. Surrogacy Expenses and Compensation.\">2. Surrogacy Expenses and Compensation.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/surrogacyplace.com\/blog\/how-much-does-surrogacy-cost\/#3_Escrow_Costs\" title=\"3. Escrow Costs.\">3. Escrow Costs.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/surrogacyplace.com\/blog\/how-much-does-surrogacy-cost\/#4_IVF_costs\" title=\"4. IVF costs.\">4. IVF costs.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/surrogacyplace.com\/blog\/how-much-does-surrogacy-cost\/#5_Medical_InsuranceExpenses\" title=\"5. Medical Insurance\/Expenses.\">5. Medical Insurance\/Expenses.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/surrogacyplace.com\/blog\/how-much-does-surrogacy-cost\/#6_Travel_Expenses\" title=\"6. Travel Expenses.\">6. Travel Expenses.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/surrogacyplace.com\/blog\/how-much-does-surrogacy-cost\/#7_Psychological_Screenings_and_Background_Checks\" title=\"7. Psychological Screenings and Background Checks.\">7. Psychological Screenings and Background Checks.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/surrogacyplace.com\/blog\/how-much-does-surrogacy-cost\/#8_Life_Insurance_Policy_for_Surrogate\" title=\"8. Life Insurance Policy for Surrogate.\">8. Life Insurance Policy for Surrogate.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/surrogacyplace.com\/blog\/how-much-does-surrogacy-cost\/#9_Agency_Fee_optional\" title=\"9. Agency Fee (optional)\">9. Agency Fee (optional)<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Heres_a_rundown_of_some_surrogacy_costs_Intended_Parents_can_expect_to_encounter\"><\/span><strong>Here\u2019s a rundown of some surrogacy costs Intended Parents can expect to encounter:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n<h3><span class=\"ez-toc-section\" id=\"1_Legal_Costs\"><\/span><b>1. Legal Costs.<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n<p><span style=\"font-weight: 400;\">Intended Parent(s) and their chosen surrogate each need their own attorney. Intended Parents always cover the costs of the surrogate\u2019s attorney and she must be at liberty to choose her own representation. There are also separate costs for Pre-Birth Orders in states that allow them. Pre-Birth Orders are a court mandate and are used to place the intended parents name(s) on the child(ren) birth certificate(s), and not the name of the Gestational Surrogate. Total legal costs can run on average between $5,000-$10,000.\u00a0<\/span><\/p>\r\n<h3><span class=\"ez-toc-section\" id=\"2_Surrogacy_Expenses_and_Compensation\"><\/span><b>2. Surrogacy Expenses and Compensation.<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n<p><span style=\"font-weight: 400;\">This includes transfer of embryo fee ($500-$1500 on average), base compensation ($25,000-$55,000 on average), general expenses (including a monthly allowance &#8211; $250-$500\/month is typical), maternity clothes, and out of pocket expenses related to medical appointments. There are also twin\/multiples fees ($10,000 generally), c-section fees ($3,000-$5,000), and lost wages if a surrogate takes time off work for medical reasons during <a href=\"https:\/\/surrogacyplace.com\/blog\/surrogacy-pregnancy\/\">pregnancy<\/a> or for <a href=\"https:\/\/surrogacyplace.com\/blog\/surrogacy-post-birth-arrangements\/\">post-birth<\/a> recovery when not covered by her employer. Often, a surrogate\u2019s spouse will also receive lost wages if caring for a surrogate.\u00a0<\/span><\/p>\r\n<h3><span class=\"ez-toc-section\" id=\"3_Escrow_Costs\"><\/span><b>3. Escrow Costs.<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n<p><span style=\"font-weight: 400;\">An escrow company will usually handle payments to your surrogate. You can expect to put much if not all of the expected compensation and anticipated expenses in escrow. There are escrow companies that specialize in surrogacy such as SeedTrust. There are also journeys done without escrow, though those are very rare. This will cost around $2,000.<\/span><\/p>\r\n<h3><span class=\"ez-toc-section\" id=\"4_IVF_costs\"><\/span><b><a href=\"https:\/\/surrogacyplace.com\/\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-1408 lazyload\" data-src=\"https:\/\/surrogacyplace.com\/blog\/wp-content\/uploads\/2023\/08\/surrogacy-place-ad1.jpg\" alt=\"surrogacy without the expensive surrogacy fees. Signup with Surrogacy Place today.\" width=\"719\" height=\"374\" data-srcset=\"https:\/\/surrogacyplace.com\/blog\/wp-content\/uploads\/2023\/08\/surrogacy-place-ad1.jpg 719w, https:\/\/surrogacyplace.com\/blog\/wp-content\/uploads\/2023\/08\/surrogacy-place-ad1-300x156.jpg 300w\" data-sizes=\"(max-width: 719px) 100vw, 719px\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 719px; --smush-placeholder-aspect-ratio: 719\/374;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-1408\" src=\"https:\/\/surrogacyplace.com\/blog\/wp-content\/uploads\/2023\/08\/surrogacy-place-ad1.jpg\" alt=\"surrogacy without the expensive surrogacy fees. Signup with Surrogacy Place today.\" width=\"719\" height=\"374\" srcset=\"https:\/\/surrogacyplace.com\/blog\/wp-content\/uploads\/2023\/08\/surrogacy-place-ad1.jpg 719w, https:\/\/surrogacyplace.com\/blog\/wp-content\/uploads\/2023\/08\/surrogacy-place-ad1-300x156.jpg 300w\" sizes=\"(max-width: 719px) 100vw, 719px\" \/><\/noscript><\/a>4. IVF costs.<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n<p><span style=\"font-weight: 400;\">In <a href=\"https:\/\/surrogacyplace.com\/blog\/gestational-surrogate\/\">gestational surrogacy<\/a>, these are the costs of creating and\/or transferring an embryo. Intended Parent(s) pay for all of these costs, including medication and the hormones the surrogate is required to use. <a href=\"https:\/\/surrogacyplace.com\/blog\/surrogacy-and-ivf\/\">Surrogacy and IVF<\/a> costs vary widely depending on the medical protocol, however most can expect to pay around $14,000-$20,000 out of pocket.\u00a0<\/span><\/p>\r\n<h3><span class=\"ez-toc-section\" id=\"5_Medical_InsuranceExpenses\"><\/span><b>5. Medical Insurance\/Expenses.<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n<p><span style=\"font-weight: 400;\">All non-IVF medical expenses for surrogacy are either covered by health <a href=\"https:\/\/surrogacyplace.com\/blog\/surrogacy-insurance-options\/\">insurance<\/a> or out-of-pocket by the Intended Parent(s). If a surrogate has her own health insurance, it\u2019s advisable that her plan be evaluated professionally by an organization like ART Risk to make sure surrogacy is covered and not excluded. No one wants surprise medical bills; complications, though less common for a medically cleared surrogate and especially with a single <a href=\"https:\/\/surrogacyplace.com\/blog\/surrogacy-embryo-transfer-process\/\">embryo transfer<\/a>, can be in the tens of thousands if not hundreds of thousands of dollars. Complications do happen and Intended Parents need to be financially protected if they do. A <a href=\"https:\/\/surrogacyplace.com\/blog\/surrogacy-friendly-states\/\">surrogacy-friendly<\/a> health insurance policy typically starts around $25,000-$40,000. Some Intended Parents prefer to match only with surrogates who have ART Risk-verified insurance.\u00a0<\/span><\/p>\r\n<h3><span class=\"ez-toc-section\" id=\"6_Travel_Expenses\"><\/span><b>6. Travel Expenses.<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n<p><span style=\"font-weight: 400;\">For IP(s) and surrogates as applicable. A surrogate\u2019s partner or support person may need to travel as well.\u00a0<\/span><\/p>\r\n<h3><span class=\"ez-toc-section\" id=\"7_Psychological_Screenings_and_Background_Checks\"><\/span><b>7. Psychological Screenings<\/b> <b>and Background Checks.<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/surrogacyplace.com\/blog\/psychological-impacts-of-surrogacy\/\">Psychological<\/a> <a href=\"https:\/\/surrogacyplace.com\/blog\/surrogacy-screening-process\/\">screening<\/a> are mandatory for first-time surrogates, but can be optional, pending legal approval in some locations, for surrogates who have done multiple prior journeys. Some surrogates also benefit from group or solo therapy sessions throughout the surrogacy journey. Expect to pay $1200-$2500.<\/span><\/p>\r\n<h3><span class=\"ez-toc-section\" id=\"8_Life_Insurance_Policy_for_Surrogate\"><\/span><b>8. Life Insurance Policy for Surrogate.<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n<p><b> <\/b><span style=\"font-weight: 400;\">This is done to protect a surrogate\u2019s <a href=\"https:\/\/surrogacyplace.com\/blog\/surrogacy-with-a-family-member\/\">family<\/a> \u201cjust in case\u201d since all pregnancies carry some risk, though regulated <a href=\"https:\/\/surrogacyplace.com\/blog\/altruistic-surrogacy-vs-commercial-surrogacy\/\">commercial surrogacy<\/a> is especially designed to minimize and eliminate risk through rigorous medical screenings in the process of clearing a surrogate and managing her pregnancy. Generally a policy with a $250,000 benefit will cost between $600-$1000.\u00a0\u00a0<\/span><\/p>\r\n<h3><span class=\"ez-toc-section\" id=\"9_Agency_Fee_optional\"><\/span><b>9. Agency Fee (optional)<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\r\n<p><span style=\"font-weight: 400;\">An independent journey using a site like Surrogacy Place replaces the need for a surrogacy agency. Using this site, IPs and surrogates can match directly across a wide variety of matching points. If using an agency, however, expect to pay $20,000-$75,000 for their assistance in helping IPs <a href=\"https:\/\/surrogacyplace.com\/blog\/how-to-find-a-surrogate-mother\/\">find a surrogate<\/a>.\u00a0<\/span><\/p>\r\n<br \/>\r\n<p><span style=\"font-weight: 400;\">All together, surrogacy journeys can cost anywhere from $60,000-$175,000. There are many factors at play including whether or not to use an agency, a current need for <a href=\"https:\/\/www.plannedparenthood.org\/learn\/pregnancy\/fertility-treatments\/what-ivf\" target=\"_blank\" rel=\"noopener\">IVF<\/a> vs. using an existing or donated <a href=\"https:\/\/surrogacyplace.com\/blog\/alabama-ruling-on-embryos\/\">embryos<\/a> (or even undergo <a href=\"https:\/\/surrogacyplace.com\/blog\/traditional-surrogacy-vs-gestational-surrogacy\/\">traditional surrogacy<\/a> where allowed), and the base compensation expectation of the surrogate.\u00a0\u00a0<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">Cutting costs is not an option for surrogacy to be done in a safe, legal, and <a href=\"https:\/\/surrogacyplace.com\/blog\/surrogacy-ethics\/\">ethical<\/a> manner designed to minimize <a href=\"https:\/\/surrogacyplace.com\/blog\/surrogacy-risks-and-complications\/\">risks<\/a>. There is no cost cutting with the exception of not having to pay an expensive surrogacy agency to match you. Surrogacy laws are designed to protect surrogates and intended parents and it\u2019s one of the reasons surrogates and intended parents have the best overall experience in places like the <a href=\"https:\/\/surrogacyplace.com\/blog\/surrogacy-for-international-parents\/\">United States<\/a> where commercial surrogacy is highly regulated with legal and ethical safeguards.\u00a0<\/span><\/p>\r\n<p><span style=\"font-weight: 400;\">If you are doing an independent journey, your Assisted Reproduction Attorney will guide you on when and how to pay the various fees above. If using an agency, they will generally guide you while charging an extraordinary premium to do so.<\/span>\u00a0<\/p>\r\n<\/div>\r\n<\/div>\r\n\r\n\r\n\r\n<p>&nbsp;<\/p>\r\n\r\n\r\n\r\n<p><a href=\"https:\/\/surrogacyplace.com\/\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-1409 lazyload\" data-src=\"https:\/\/surrogacyplace.com\/blog\/wp-content\/uploads\/2023\/08\/surrogacy-place-ad2.jpg\" alt=\"surrogacy without an agency - signup for Surrogacy Place's online surrogacy matching program now\" width=\"754\" height=\"203\" data-srcset=\"https:\/\/surrogacyplace.com\/blog\/wp-content\/uploads\/2023\/08\/surrogacy-place-ad2.jpg 754w, https:\/\/surrogacyplace.com\/blog\/wp-content\/uploads\/2023\/08\/surrogacy-place-ad2-300x81.jpg 300w\" data-sizes=\"(max-width: 754px) 100vw, 754px\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 754px; --smush-placeholder-aspect-ratio: 754\/203;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-1409\" src=\"https:\/\/surrogacyplace.com\/blog\/wp-content\/uploads\/2023\/08\/surrogacy-place-ad2.jpg\" alt=\"surrogacy without an agency - signup for Surrogacy Place's online surrogacy matching program now\" width=\"754\" height=\"203\" srcset=\"https:\/\/surrogacyplace.com\/blog\/wp-content\/uploads\/2023\/08\/surrogacy-place-ad2.jpg 754w, https:\/\/surrogacyplace.com\/blog\/wp-content\/uploads\/2023\/08\/surrogacy-place-ad2-300x81.jpg 300w\" sizes=\"(max-width: 754px) 100vw, 754px\" \/><\/noscript><\/a><\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>When prospective parents, often called \u201cIntended Parents\u201d or \u201cIPs\u201d, begin researching surrogacy cost, it can be a daunting and confusing process especially when it comes&#8230;<\/p>\n","protected":false},"author":3,"featured_media":373,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,3,6],"tags":[15,19,21,25,31,32,34,37,49,51],"_links":{"self":[{"href":"https:\/\/surrogacyplace.com\/blog\/wp-json\/wp\/v2\/posts\/369"}],"collection":[{"href":"https:\/\/surrogacyplace.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/surrogacyplace.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/surrogacyplace.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/surrogacyplace.com\/blog\/wp-json\/wp\/v2\/comments?post=369"}],"version-history":[{"count":0,"href":"https:\/\/surrogacyplace.com\/blog\/wp-json\/wp\/v2\/posts\/369\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/surrogacyplace.com\/blog\/wp-json\/wp\/v2\/media\/373"}],"wp:attachment":[{"href":"https:\/\/surrogacyplace.com\/blog\/wp-json\/wp\/v2\/media?parent=369"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/surrogacyplace.com\/blog\/wp-json\/wp\/v2\/categories?post=369"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/surrogacyplace.com\/blog\/wp-json\/wp\/v2\/tags?post=369"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}